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CAP Rater is a Windows based software that gives insurance companies and managing general agencies the opportunity to compare their rates against the competition with specific rating criteria across multiple territories. CAP Rater takes advantage of the speed and accuracy of the FSC Rater™ to compare hundreds, or even thousands of quotes in a single pass and generate a competitive profile specifically designed by you.

Companies throughout the United States wishing to take advantage of the years of effort and millions of dollars that have been invested in the development of the FSC Rating Engine have asked FSC to deliver a competitive analysis tool they can trust, and now it is here!

CAP Rater - A Windows based desktop software that provides an accurate, comparative rate for Automobile, Homeowners and Motorcycle insurance.

Available Features

• Available in selected states nationwide

• Complete Library of Markets Available in Arizona for Automobile and Homeowners

• Complete Library of Markets Available in California for Automobile, Homeowners and Motorcycle

• Market Customization Available

• Compare hundreds or even thousands of policies in seconds

• Run comparisons monthly to keep pace with industry rate changes

• Use existing FSC quotes. No need to enter new data

• Select Zip Codes individually, by ranges or by counties

• Select multiple companies for each quote

• Choose the output fields (premiums, limits, deductibles, fees, payments, symbol, territory, etc.) and their order

• Determine market position relative to your competitors using statistical tools (mean, min, max, median, rank)

• Output directly to Excel or to an ASCII file for use in a database such as Access or SQL

• Rate and underwriting rules updated twice monthly by FSC

• Utilizes the same rating engine that supports the FSC Desktop Rater insuring consistency between what you see and what your agents see

• Accurate, Accurate, Accurate

Requirements:

• Windows 2000 or Windows XP

• Pentium 4 class processor or higher

• 256MB RAM

• 200MB disk space

• Internet Access with Microsoft Internet Explorer 5.5 or higher

For pricing and additional information, contact our Sales Department at sales@fsc.fiserv.com or call (800) 433-2550.

Stealth Rater is a Business-to-Consumer rating solution for companies that have a need for a rating product but don't want to incur the time and costs associated with developing their own rating engine. Combined with your unique look and feel, Stealth Rater uses the power of the FSC rating engine to deliver an instant, comparative or non-comparative rate in a web-based environment.

Stealth Rater has an optional, consumer-friendly, web-based user interface (that supports both English and Spanish) or FSC will provide the consulting, programs and documentation necessary to assist you in developing your own unique interface. Which, when utilized, can allow Stealth Rater to have the capability to support complete Rate/Pay/Bind technology.

Companies throughout the United States are taking advantage of the years of effort and millions of dollars that have been invested in the development of the FSC Rating engine and are utilizing Stealth Rater to deliver Internet based insurance solutions to the marketplace.

Stealth Rater Features

• Complete Library of Markets Available for Automobile and Homeowners in Arizona and California

• True Client/Server Internet enabled rating product

• Can be customized to rate company products nationwide

• A simple, consumer-friendly, user interface available in both English and Spanish

• Consulting, programs and documentation necessary to create your own unique user interface are provided

• Can support complete Rate/Pay/Bind technology

• Export documentation provided to assist in the development of forms and payment options necessary to complete the transaction

• Extremely efficient method to establish and maintain an online rating presence

• Rate and underwriting rules continually and automatically updated by FSC

• Utilizes the same rating engine that supports the FSC Desktop Rater insuring stability

Stealth Rater Is Designed For:

• Insurance companies that desire to enhance, expand or initiate their
  e-Commerce efforts

• Internet insurance lead referral companies that commit to distributing accurate, qualified leads

• Internet insurance portal development and distribution companies

• Large independent insurance agents that desire to increase market share and expand distribution channels

For pricing and additional information, contact our Sales Department at sales@fsc.fiserv.com or call (800) 433-2550.

FSC Insurance Solutions is now offering a new product that will solve the data aggregation issues carriers and retailers have faced for many years.  As the market leader of comparative rating software in California and Arizona, FSC is able to capture data from insurance consumers at the point of sale and is now making it available for the first time. Introducing - Market Basket Analysis.

Using the thousands of insurance transactions that are captured daily through FSC Rater, Market Basket Analysis empowers your company with the ability to drill down data to determine stats by date range, policy type, ZIP code range, vehicle type, vehicle surcharges, gender, marital status, single or multi-car risks, driver age, driver experience, violations, claims, pay plans, premium, dwelling age, dwelling value, and more. Market Basket Analysis can help you answer crucial business questions such as:

• What is the percentage of auto risks by territory?

• What is the total number of auto risks by point count?

• What is the percentage of auto policy transactions by county?

• What is the total number of auto policy transactions by age?

FSC’s Market Basket Analysis solution enables your company to make intelligent decisions that drive their customer strategy by leveraging real time and historical business intelligence. This in turn gives your company the power to create more effective product offerings, targeted communications, and bundled product and service approaches.

Market Basket Analysis Features

• Policy issuance data retrieval from 225,000 monthly transactions from over 4600 producers in California and Arizona at point-of-sale

• Available for Automobile and Property Lines

• Distributed in a commercially acceptable file format for effortless integration into your choice of data mining applications.

For pricing and additional information, contact our Sales Department at sales@fsc.fiserv.com or call (800) 433-2550.
 

MarketLink provides a combination of an Internet “direct-connection” and data integration from the WinFSC independent desktop rater, on behalf of the insurance prospect, to your web environment.  At your option, you may either provide the independent agent the ability to “hot link” from WinFSC to your web site, or along with your “hot link”, take advantage of the opportunity to capture the prospect data already developed in WinFSC, and import it directly into your web based application.

The strategic placement of the link menu on critical views throughout WinFSC will expose your company’s products or service to as many as 220,000 opportunities per day – immediately and continuously. 

From small personal lines and commercial agencies to large national alphabet houses, FSC customers represent an extremely broad range of demographics. With MarketLink, WinFSC users on behalf of the consumer, can be directed to your online environment for products such as Health Insurance, Life Insurance, Commercial Insurance, Bonds, Mexican Insurance, Umbrella coverage, C.E. credits and more!

MarketLink – A marketing "hot-link" that provides an Internet “direct-connection” and data integration from WinFSC to a vendors web environment.  MarketLink will expose the vendor’s product or service to as many as 220,000 opportunities per day.

Available Features

• Opens new distribution channels for your company which will expand concurrently with FSC’s national expansion effort

• Exposes your company to thousand of potential customers immediately and continuously

• Available in California and Arizona

• Enhances your company’s name branding and site promotion

• Boosts your company’s online campaign performance

• Provides your company with new unlimited revenue potential.

• Special promotional opportunities available including:

Customized marketing mailing distributed by FSC to our customer base

Featured column in our RateWatch Newsletter

Listing on our “MarketLink Partners” section of web site

In addition, your company will receive an introductory announcement on our update notifications as well as a joint press release announcing your participation with MarketLink.

For pricing and additional information, contact our Sales Department at sales@fsc.fiserv.com or call (800) 433-2550.

FSC's hottest product, WebFSC, delivers an instant, comparative rate to the consumer right from your company web site. Or, if the company prefers, it can just collect information from the potential insured and let the sales agent contact them with the rates. Both options allow the company to import the data collected directly into their WinFSC desktop rater without going to a vendor's web site to download the quote information. Designed with the consumer in mind, WebFSC keeps the company involved in the process ensuring their value to the consumer.

Internet based software that provides a comparative rate for Personal Lines insurance including Auto and Homeowners (HO3) to a web site and imports the data collected into the WinFSC desktop rater. This product is currently available for California markets only.

Available Features

• Displays a comparative or non-comparative rate of companies on company's web site

• Customized with company contact info, logo, etc.

• Company accessible profile section to set carriers to be rated, web site text, etc.

• Imports data directly into WinFSC desktop rater

• Data sent immediately to the company (they don't have to access another web site to download the quote information)

• Email integration for quotes and marketing letters

• Easy for the company to set up

• Easy flow-through screens

• Spanish version of the Client (user interface) screens available

• Accuracy of the FSC Rater ™

• Updates done automatically (no maintenance for the agent)

Minimum Requirements

• FSC Rater desktop rater

• Web site

• A non web-based email account

A customized solution for insurance companies that integrates the company's specific applications and forms into the FSC forms system, Forms by Lightpaper. FSC Forms by Lightpaper is a fully Windows based system that allows agents to automatically move quote information from the WinFSC rater directly into the company's application and forms. FSC Company Forms are currently being developed for major insurance companies throughout the United States.

WinFSC Company Forms - A Windows based forms processing system that uses AL3 design and specifications to integrate with FSC rating products

Available Features

• Available Nationwide

• A native Windows forms product

• Completely customizable for any form or application

• Moves quote data directly into company forms

• Integrates with FSC rating products

• Compatibility with Windows-only Printers

• Company Specific Symbol Assignment from R.L. Polk Database

• Electronic Updating via the Internet

• Rate and underwriting rules updated twice monthly by FSC

• Includes file transferability in AL3 format via the Internet

For pricing and additional information, contact our Sales Department at sales@fsc.fiserv.com or call (800) 433-2550.